Richard Cordray in Politico.com

On Budget & Economy: A look back at the recession demands common sense reforms

House Republicans want the consumer watchdog to take responsibility for why home and small-business loans are still hard to come by. But Director Cordray isn't taking the bait. He said loans are still hard to come by because of banks' hesitancy to jump back into the market following the financial crisis and ensuing recession--not because of new rules or government policies. "You can't look at what happened in 2007 and 2008 without realizing that we need common-sense reforms," Cordray said. Source: Patrick Reis in Politico.com on 2018 Ohio gubernatorial race Jul 24, 2012

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