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Heritage Foundation on Social Security

 


Make Social Security real insurance, not income replacement

Heritage proposes to strengthen the Social Security system by tightening its benefits and returning it to its original purpose: a guarantee that older Americans won't fall into poverty. Heritage proposes to make Social Security "real insurance" for Americans as they reach retirement.

Social Security will gradually be transformed from an "income replacement" system back to its original purpose of guaranteeing seniors freedom from fear of poverty and assuring a decent retirement income. This means that Social Security benefits will evolve over time into a flat payment to those who work more than 35 years--a flat payment that is sufficient to keep them out of poverty throughout their retirement. Because the new Social Security is a real insurance system, designed to protect seniors from poverty, retirees with high incomes from sources other than Social Security will receive a smaller check, and very affluent seniors will receive no check.

Source: 2012 campaign website SavingTheDream.org , Dec 20, 2012

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Page last updated: Oct 10, 2013