Ginny Brown-Waite on Social Security Republican Representative (FL-5)

Rated 20% by the ARA, indicating an anti-senior voting record.

The mission of the Alliance for Retired Americans is to ensure social and economic justice and full civil rights for all citizens so that they may enjoy lives of dignity, personal and family fulfillment and security. The Alliance believes that all older and retired persons have a responsibility to strive to create a society that incorporates these goals and rights and that retirement provides them with opportunities to pursue new and expanded activities with their unions, civic organizations and their communities.

The following ratings are based on the votes the organization considered most important; the numbers reflect the percentage of time the representative voted the organization's preferred position.

Require small businesses to allow automatic IRA deposits.

Women's Retirement Security Act of 2008: To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to increase the retirement security of women and small business owners. Amends the Internal Revenue Code to:

1. require certain small employers who do not provide retirement plans for their employees to allow eligible employees to participate in a payroll deposit individual retirement account arrangement (automatic IRA);
2. expand eligibility for the tax credit for retirement savings contributions (saver's credit) and make such credit refundable;
3. allow part-time employees to participate in qualified cash or deferred arrangements;
4. allow the transfer of up to $500 of unused health plan benefits to qualified retirement plans;
5. treat wage replacement income (e.g., disability pay or unemployment compensation) as earned income for purposes of IRA contribution limits; and
6. allow self-employed individuals to deduct pension plan contributions from their self-employment income.