House Votes on 2009-H104

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Vote number 2009-H104 modifying bankruptcy rules to avoid mortgage foreclosures
on Mar 5, 2009 regarding bill HR1106&S896 Helping Families Save Their Homes Act
Results: Passed 234-191

Congressional Summary:Amends federal bankruptcy law to exclude debts secured by the debtor's principal residence that was either sold in foreclosure or surrendered to the creditor.
Proponent's argument to vote Yes:Rep. PETER WELCH (D, VT-0): Citigroup supports this bill. Why? They're a huge lender. They understand that we have to stabilize home values in order to begin the recovery, and they need a tool to accomplish it. Mortgages that have been sliced and diced into 50 different sections make it impossible even for a mortgage company and a borrower to come together to resolve the problem that they share together.
Sen. DICK DURBIN (D, IL): 8.1 million homes face foreclosure in America today. Last year, I offered this amendment to change the bankruptcy law, and the banking community said: Totally unnecessary. In fact, the estimates were of only 2 million homes in foreclosure last year. America is facing a crisis.
Opponent's argument to vote No:
Sen. JON KYL (R, AZ): This amendment would allow bankruptcy judges to modify home mortgages by lowering the principal and interest rate on the loan or extending the term of the loan. The concept in the trade is known as cram-down. It would apply to all borrowers who are 60 days or more delinquent. Many experts believe the cram-down provision would result in higher interest rates for all home mortgages. We could end up exacerbating this situation for all the people who would want to refinance or to take out loans in the future.
Rep. MICHELE BACHMANN (R, MN-6): Of the foundational policies of American exceptionalism, the concepts that have inspired our great Nation are the sanctity of private contracts and upholding the rule of law. This cramdown bill crassly undercuts both of these pillars of American exceptionalism. Why would a lender make a 30-year loan if they fear the powers of the Federal Government will violate the very terms of that loan?

Categorized under Budget & Economy

Democrats voting on 2009-H104

Neil Abercrombie YES Hawaii Democrat (Resigned 2010)

Gary Ackerman YES New York Dem./Ind./Lib./Working-Fam.

John Adler YES New Jersey Democrat (until 2010)

Jason Altmire YES Pennsylvania Democrat

Rob Andrews YES New Jersey Democrat

Michael Arcuri NO New York Democrat (until 2010)

Joe Baca YES California Democrat

Brian Baird YES Washington Democrat (until 2010)

Tammy Baldwin YES Wisconsin Democrat

John Barrow YES Georgia Democrat

Melissa Bean YES Illinois Democrat (Unseated 2010)

Xavier Becerra YES California Democrat

Shelley Berkley YES Nevada Democrat (Senate run 2012)

Howard Berman YES California Democrat

Sanford Bishop YES Georgia Democrat

Timothy Bishop YES New York Democrat

Earl Blumenauer YES Oregon Democrat

John Boccieri YES Ohio Democrat (until 2010)

Dan Boren NO Oklahoma Democrat (Retiring 2012)

Leonard Boswell YES Iowa Democrat

Rick Boucher NO Virginia Democrat (until 2010)

Robert Brady YES Pennsylvania Democrat

Bruce Braley YES Iowa Democrat

Bobby Bright NO Alabama Democrat (Unseated 2010)

Corrine Brown YES Florida Democrat

G.K. Butterfield YES North Carolina Democrat

Lois Capps YES California Democrat

Michael Capuano YES Massachusetts Democrat

Dennis Cardoza YES California Democrat

Russ Carnahan YES Missouri Democrat

Chris Carney NO Pennsylvania Democrat (until 2010)

Andre Carson YES Indiana Democrat

Kathy Castor YES Florida Democrat

Ben Chandler YES Kentucky Democrat

Travis Childers NO Mississippi Democrat (until 2010)

Yvette Clarke YES New York Democrat

William Lacy Clay YES Missouri Democrat

Emmanuel Cleaver YES Missouri Democrat

James Clyburn YES South Carolina Democrat

Steve Cohen YES Tennessee Democrat

Gerry Connolly YES Virginia Democrat

John Conyers YES Michigan Democrat

Jim Cooper YES Tennessee Democrat

Jim Costa YES California Democrat

Jerry Costello YES Illinois Democrat

Joe Courtney YES Connecticut Democrat

Joseph Crowley YES New York Democrat

Henry Cuellar YES Texas Democrat

Elijah Cummings YES Maryland Democrat

Kathy Dahlkemper NO Pennsylvania Democrat (until 2010)

Danny Davis YES Illinois Democrat

Lincoln Davis NO Tennessee Democrat (until 2010)

Susan Davis YES California Democrat

Peter Defazio YES Oregon Democrat

Diana DeGette YES Colorado Democrat

Bill Delahunt YES Massachusetts Democrat (until 2010)

Rosa DeLauro YES Connecticut Democrat

Norm Dicks YES Washington Democrat

John Dingell YES Michigan Democrat

Lloyd Doggett YES Texas Democrat

Joe Donnelly YES Indiana Democrat (Senate run 2012)

Mike Doyle YES Pennsylvania Democrat

Steven Driehaus YES Ohio Democrat (until 2010)

Chet Edwards NO Texas Democrat (until 2010)

Donna Edwards YES Maryland Democrat

Keith Ellison YES Minnesota Democrat

Brad Ellsworth NO Indiana Democrat (until 2010)

Eliot Engel YES New York Democrat/Liberal

Anna Eshoo YES California Democrat

Bob Etheridge YES North Carolina Democrat (Unseated 2010)

Sam Farr YES California Democrat

Chaka Fattah YES Pennsylvania Democrat

Bob Filner YES California Democrat (Mayoral run 2011)

Bill Foster YES Illinois Democrat (until 2010)

Barney Frank YES Massachusetts Democrat

Marcia Fudge YES Ohio Democrat

Gabby Giffords YES Arizona Democrat

Charles Gonzalez YES Texas Democrat

Bart Gordon NO Tennessee Democrat (until 2010)

Al Green YES Texas Democrat

Gene Green YES Texas Democrat

Raul Grijalva YES Arizona Democrat

Luis Gutierrez YES Illinois Democrat

John Hall YES New York Democrat (until 2010)

Ralph Moody Hall NO Texas Democrat

Debbie Halvorson YES Illinois Democrat (until 2010)

Phil Hare YES Illinois Democrat (until 2010)

Jane Harman YES California Democrat (Resigned 2011)

Alcee Hastings YES Florida Democrat

Martin Heinrich YES New Mexico Democrat (Senate run 2012)

Stephanie Herseth YES South Dakota Democratic (until 2010)

Brian Higgins YES New York Democrat

Baron Hill NO Indiana Democrat (until 2010)

Jim Himes YES Connecticut Democrat

Maurice Hinchey YES New York Dem./Ind./Lib./Working-Fam.

Ruben Hinojosa YES Texas Democrat

Mazie Hirono YES Hawaii Democrat (Senate run 2012)

Paul Hodes YES New Hampshire Democrat (until 2010)

Tim Holden NO Pennsylvania Democrat

Rush Holt YES New Jersey Democrat

Mike Honda YES California Democrat

Steny Hoyer YES Maryland Democrat

Jay Inslee YES Washington Democrat

Steve Israel YES New York Democrat

Jesse Louis Jackson YES Illinois Democrat

Sheila Jackson Lee YES Texas Democrat

Eddie Bernice Johnson YES Texas Democrat

Hank Johnson YES Georgia Democrat

Steve Kagen YES Wisconsin Democrat (until 2010)

Paul Kanjorski YES Pennsylvania Democrat (until 2010)

Marcy Kaptur YES Ohio Democrat

Patrick Kennedy YES Rhode Island Democrat (until 2010)

Dale Kildee YES Michigan Democrat

Carolyn Kilpatrick YES Michigan Democrat (until 2010)

Mary Jo Kilroy YES Ohio Democrat (until 2010)

Ron Kind NO Wisconsin Democrat

Larry Kissell NO North Carolina Democrat

Frank Kratovil NO Maryland Democrat (until 2010)

Dennis Kucinich YES Ohio Democrat

James Langevin YES Rhode Island Democrat

Rick Larsen YES Washington Democrat

John Larson YES Connecticut Democrat

Barbara Lee YES California Democrat

Sander Levin YES Michigan Democrat

John Lewis YES Georgia Democrat

Dan Lipinski YES Illinois Democrat

David Loebsack YES Iowa Democrat

Zoe Lofgren YES California Democrat

Nita Lowey YES New York Democrat

Ben Ray Lujan YES New Mexico Democrat

Cynthia Lummis NO Wyoming Democrat

Steve Lynch YES Massachusetts Democrat

Dan Maffei YES New York Democrat (Unseated 2010)

Carolyn Maloney YES New York Democrat/Liberal

Ed Markey YES Massachusetts Democrat

Eric Massa NO New York Democrat (until 2010)

Jim Matheson NO Utah Democrat

Doris Matsui YES California Democrat

Carolyn McCarthy YES New York Dem./Ind./Working-Families

Betty McCollum YES Minnesota Democrat

Jim McDermott YES Washington Democrat

Jim McGovern YES Massachusetts Democrat

Mike McIntyre YES North Carolina Democrat

Mike McMahon YES New York Democrat (until 2010)

Jerry McNerney YES California Democrat

Gregory Meeks YES New York Dem./Working-Families

Michael Michaud YES Maine Democrat

Brad Miller YES North Carolina Democrat

George Miller YES California Democrat

Alan Mollohan YES West Virginia Democrat

Dennis Moore YES Kansas Democrat (until 2010)

Gwen Moore YES Wisconsin Democrat

James Moran YES Virginia Democrat

Chris Murphy YES Connecticut Democrat (Senate run 2012)

Patrick Murphy YES Pennsylvania Democrat (until 2010)

John Murtha YES Pennsylvania Democrat (Deceased Feb. 2010)

Jerrold Nadler YES New York Dem./Lib./Working-Families

Grace Napolitano YES California Democrat

Richard Neal YES Massachusetts Democrat

Glenn Nye YES Virginia Democrat (until 2010)

James Oberstar YES Minnesota Dem./Farmer/Labor (until 2010)

David Obey YES Wisconsin Democrat (until 2010)

John Olver YES Massachusetts Democrat

Solomon Ortiz YES Texas Democrat (Unseated 2010)

Frank Pallone YES New Jersey Democrat

Bill Pascrell YES New Jersey Democrat

Ed Pastor YES Arizona Democrat

Donald Payne YES New Jersey Democrat

Nancy Pelosi YES California Democrat

Ed Perlmutter YES Colorado Democrat

Gary Peters YES Michigan Democrat

Collin Peterson YES Minnesota Democrat/Farmer/Labor

Chellie Pingree YES Maine Democrat

Jared Polis YES Colorado Democrat

Earl Pomeroy YES North Dakota Democrat (until 2010)

David Eugene Price YES North Carolina Democrat

Nick Rahall YES West Virginia Democrat

Charles Rangel YES New York Dem./Lib./Working-Families

Silvestre Reyes YES Texas Democrat

Laura Richardson YES California Democrat

Ciro Rodriguez YES Texas Democrat (until 2010)

Mike Ross YES Arkansas Democrat

Steven Rothman YES New Jersey Democrat

Lucille Roybal-Allard YES California Democrat

Dutch Ruppersberger YES Maryland Democrat

Bobby Rush YES Illinois Democrat

Tim Ryan YES Ohio Democrat

John Salazar YES Colorado Democrat (Unseated 2010)

Linda Sanchez YES California Democrat

Loretta Sanchez YES California Democrat

John Sarbanes YES Maryland Democrat

Jan Schakowsky YES Illinois Democrat

Mark Schauer YES Michigan Democrat (until 2010)

Adam Schiff YES California Democrat

Kurt Schrader YES Oregon Democrat

Allyson Schwartz YES Pennsylvania Democrat

Bobby Scott YES Virginia Democrat

David Scott YES Georgia Democrat

Jose Serrano YES New York Democrat/Liberal

Joe Sestak YES Pennsylvania Democrat (until 2010)

Carol Shea-Porter YES New Hampshire Democrat (until 2010)

Brad Sherman YES California Democrat

Heath Shuler YES North Carolina Democrat

Albio Sires YES New Jersey Democrat

Ike Skelton YES Missouri Democrat (until 2010)

Louise Slaughter YES New York Democrat

David Adam Smith YES Washington Democrat

Zack Space YES Ohio Democrat (until 2010)

Jackie Speier YES California Democrat

John Spratt YES South Carolina Democrat (until 2010)

Bart Stupak NO Michigan Democrat (until 2010)

Betty Sutton YES Ohio Democrat

John Tanner YES Tennessee Democrat (until 2010)

Gene Taylor NO Mississippi Democrat (until 2010)

Harry Teague NO New Mexico Democrat (until 2010)

Bennie Thompson YES Mississippi Democrat

Mike Thompson YES California Democrat

John Tierney YES Massachusetts Democrat

Dina Titus YES Nevada Democrat (until 2010)

Paul Tonko YES New York Democrat

Ed Towns YES New York Democrat/Liberal

Niki Tsongas YES Massachusetts Democrat

Chris Van Hollen YES Maryland Democrat

Nydia Velazquez YES New York Democrat/Working-Families

Peter Visclosky YES Indiana Democrat

Tim Walz YES Minnesota Democrat

Debbie Wasserman Schultz YES Florida Democrat

Maxine Waters YES California Democrat

Mel Watt YES North Carolina Democrat

Henry Waxman YES California Democrat

Anthony Weiner YES New York Democrat (Resigned 2011)

Peter Welch YES Vermont Democrat

Robert Wexler YES Florida Democrat (resigned Jan. 2010)

Charlie Wilson YES Ohio Democrat (until 2010)

Lynn Woolsey YES California Democrat (Retiring 2012)

David Wu YES Oregon Democrat

John Yarmuth YES Kentucky Democrat

Republicans voting on 2009-H104

Robert Aderholt NO Alabama Republican

Todd Akin NO Missouri Republican (Senate run 2012)

Rodney Alexander NO Louisiana Republican

Steve Austria NO Ohio Republican

Michele Bachmann NO Minnesota Republican

Spencer Bachus NO Alabama Republican

Gresham Barrett NO South Carolina Republican (until 2010)

Roscoe Bartlett NO Maryland Republican

Joe Linus Barton NO Texas Republican

Judy Biggert NO Illinois Republican

Brian Bilbray NO California Republican

Gus Bilirakis NO Florida Republican

Rob Bishop NO Utah Republican

Marsha Blackburn NO Tennessee Republican

Roy Blunt NO Missouri Republican (until 2010)

John Boehner NO Ohio Republican

Jo Bonner NO Alabama Republican

Mary Bono NO California Republican

Charles Boustany NO Louisiana Republican

Kevin Brady NO Texas Republican

Paul Broun NO Georgia Republican

Henry Brown NO South Carolina Republican (until 2010)

Vern Buchanan NO Florida Republican

Michael Burgess NO Texas Republican

Dan Burton NO Indiana Republican

Steve Buyer NO Indiana Republican (until 2010)

Ken Calvert NO California Republican

Dave Camp NO Michigan Republican

John Campbell NO California Republican

Eric Cantor NO Virginia Republican

Shelley Moore Capito NO West Virginia Republican

John Carter NO Texas Republican

Bill Cassidy NO Louisiana Republican

Jason Chaffetz NO Utah Republican (Senate run 2012)

John Howard Coble NO North Carolina Republican

Tom Cole NO Oklahoma Republican

Mike Conaway NO Texas Republican

Ander Crenshaw NO Florida Republican

John Culberson NO Texas Republican

Geoff Davis NO Kentucky Republican

Nathan Deal NO Georgia Republican (Resigned 2010)

Charles Dent NO Pennsylvania Republican

Mario Diaz-Balart YES Florida Republican

David Dreier NO California Republican

Jimmy Duncan NO Tennessee Republican

Jo Ann Emerson NO Missouri Republican

Mary Fallin NO Oklahoma Republican (until 2010)

Jeff Flake NO Arizona Republican (Senate run 2012)

John Fleming NO Louisiana Republican

Randy Forbes NO Virginia Republican

Jeff Fortenberry NO Nebraska Republican

Virginia Foxx NO North Carolina Republican

Trent Franks NO Arizona Republican

Rodney Frelinghuysen NO New Jersey Republican

Elton Gallegly NO California Republican

Scott Garrett NO New Jersey Republican

Jim Gerlach NO Pennsylvania Republican

Phil Gingrey NO Georgia Republican

Louie Gohmert NO Texas Republican

Bob Goodlatte NO Virginia Republican

Kay Granger NO Texas Republican

Samuel Graves NO Missouri Republican

Brett Guthrie NO Kentucky Republican

Gregg Harper NO Mississippi Republican

Doc Hastings NO Washington Republican

Dean Heller NO Nevada Republican (Resigned 2011)

Jeb Hensarling NO Texas Republican

Wally Herger NO California Republican

Peter Hoekstra NO Michigan Republican (until 2010)

Duncan Hunter Jr. NO California Republican

Bob Inglis NO South Carolina Republican (until 2010)

Darrell Issa NO California Republican

Lynn Jenkins NO Kansas Republican

Sam Johnson NO Texas Republican

Timothy Johnson NO Illinois Republican

Walter Beaman Jones YES North Carolina Republican

Jim Jordan NO Ohio Republican

Peter King NO New York Rep./Ind./Cons./Right-To-Life

Steve King NO Iowa Republican

Jack Kingston NO Georgia Republican

Mark Kirk NO Illinois Republican (until 2010)

John Kline NO Minnesota Republican

Doug Lamborn NO Colorado Republican

Leonard Lance NO New Jersey Republican

Tom Latham NO Iowa Republican

Steven LaTourette NO Ohio Republican

Bob Latta NO Ohio Republican

Chris Lee NO New York Republican (Resigned 2011)

Jerry Lewis NO California Republican

Frank LoBiondo NO New Jersey Republican

Frank Dean Lucas NO Oklahoma Republican

Blaine Luetkemeyer NO Missouri Republican

Dan Lungren NO California Republican

Connie Mack IV NO Florida Republican

Donald Manzullo NO Illinois Republican

Kenny Marchant NO Texas Republican

Kevin McCarthy NO California Republican

Michael McCaul NO Texas Republican

Tom McClintock NO California Republican

Thad McCotter NO Michigan Republican

Patrick McHenry NO North Carolina Republican

John McHugh YES New York Republican/Conservative

Buck McKeon NO California Republican

Cathy McMorris-Rodgers NO Washington Republican

John Mica NO Florida Republican

Candice Miller NO Michigan Republican

Jeff Miller NO Florida Republican

Jerry Moran NO Kansas Republican (until 2010)

Tim Murphy NO Pennsylvania Republican

Sue Myrick NO North Carolina Republican

Randy Neugebauer NO Texas Republican

Devin Nunes NO California Republican

Pete Olson NO Texas Republican

Ron Paul NO Texas Republican

Erik Paulsen NO Minnesota Republican

Mike Pence NO Indiana Republican (Gov. run 2012)

Tom Petri NO Wisconsin Republican

Joseph Pitts NO Pennsylvania Republican

Todd Platts NO Pennsylvania Republican

Ted Poe NO Texas Republican

Bill Posey NO Florida Republican

Tom Price NO Georgia Republican

Dennis Rehberg NO Montana Republican (Senate run 2012)

Dave Reichert NO Washington Republican (Governor run 2012)

Phil Roe NO Tennessee Republican

Hal Rogers NO Kentucky Republican

Michael Rogers NO Alabama Republican

Mike Rogers NO Michigan Republican

Dana Rohrabacher NO California Republican

Tom Rooney NO Florida Republican

Ileana Ros-Lehtinen YES Florida Republican

Peter Roskam NO Illinois Republican

Ed Royce NO California Republican

Paul Ryan NO Wisconsin Republican

Steve Scalise NO Louisiana Republican

Jean Schmidt NO Ohio Republican

Aaron Schock NO Illinois Republican

James Sensenbrenner NO Wisconsin Republican

Pete Sessions NO Texas Republican

John Shadegg NO Arizona Republican

John Shimkus NO Illinois Republican

Bill Shuster NO Pennsylvania Republican

Mike Simpson NO Idaho Republican

Adrian Smith NO Nebraska Republican

Christopher Smith NO New Jersey Republican

Lamar Smith NO Texas Republican

Mark Souder NO Indiana Republican (until 2010)

Cliff Stearns NO Florida Republican

John Sullivan NO Oklahoma Republican

Lee Terry NO Nebraska Republican

Glenn Thompson NO Pennsylvania Republican

Mac Thornberry NO Texas Republican

Todd Tiahrt NO Kansas Republican (until 2010)

Pat Tiberi NO Ohio Republican

Mike Turner YES Ohio Republican

Fred Upton NO Michigan Republican

Greg Walden NO Oregon Republican

Zach Wamp NO Tennessee Republican (until 2010)

Lynn Westmoreland NO Georgia Republican

Ed Whitfield NO Kentucky Republican

Joe Wilson NO South Carolina Republican

Robert Wittman NO Virginia Republican

Frank Wolf NO Virginia Republican

Bill Young NO Florida Republican

Don Young NO Alaska Republican

Independents voting on 2009-H104

Marion Berry NO Arkansas Former Democrat (until 2010)

John Boozman NO Arkansas Former GOP (until 2010)

Allen Boyd YES Florida Former Democrat (until 2010)

Ginny Brown-Waite NO Florida Former GOP (until 2010)

Michael Castle YES Delaware Former GOP (until 2010)

Artur Davis YES Alabama Former Democrat (until 2010)

Lincoln Diaz-Balart YES Florida Former GOP (until 2010)

Alan Grayson YES Florida Former Democrat (until 2010)

Parker Griffith NO Alabama Former GOP (until 2010)

Ann Kirkpatrick YES Arizona Former Democrat (until 2010)

Ron Klein YES Florida Former Democrat (until 2010)

Suzanne Kosmas YES Florida Former Democrat (until 2010)

John Linder NO Georgia Former GOP (until 2010)

Betsy Markey NO Colorado Former Democrat (until 2010)

Jim Marshall YES Georgia Former Democrat (until 2010)

Kendrick Meek YES Florida Former Democrat (until 2010)

Walt Minnick YES Idaho Former Democrat (until 2010)

Harry Mitchell YES Arizona Former Democrat (until 2010)

Adam Putnam NO Florida Former GOP (until 2010)

George Radanovich NO California Former GOP (until 2010)

Vic Snyder YES Arkansas Former Democrat (until 2010)

Ellen Tauscher YES California Former Democrat (until 2009)

Diane Watson YES California Former Democrat (until 2010)

Total votes recorded by OnTheIssues:

Democrats: YES 214; NO 23
Republicans: YES 5; NO 160
Independents: YES 15; NO 8

Vote number 2009-H104 modifying bankruptcy rules to avoid mortgage foreclosures on Mar 5, 2009 regarding bill HR1106&S896 Helping Families Save Their Homes Act Results: Passed 234-191

Categorized under Budget & Economy

Democrats voting on 2009-H104

Republicans voting on 2009-H104

Independents voting on 2009-H104

Total votes recorded by OnTheIssues:

Vote number 2009-H104 modifying bankruptcy rules to avoid mortgage foreclosures
on Mar 5, 2009 regarding bill HR1106&S896 Helping Families Save Their Homes Act
Results: Passed 234-191