Rosa DeLauro on Social Security Democratic Representative (CT-3)

Voted YES on raising 401(k) limits & making pension plans more portable.

Voted NO on reducing tax payments on Social Security benefits.

Voted YES on strengthening the Social Security Lockbox.

Changing Social Security disproportionately affects women.

RESOLUTION: Recognizing the unique effects that proposals to reform Social Security may have on women.

• Whereas the Social Security benefit structure is of particular importance to low-earning wives and widows, with 63% of women beneficiaries aged 62 or older receiving wife's or widow's benefits;
• Whereas 3/4 of unmarried and widowed elderly women rely on Social Security for over half of their income;
• Whereas without Social Security benefits, the elderly poverty rate among women would have been 52.2% and among widows would have been 60.6%;
• Whereas women tend to live longer and tend to have lower lifetime earnings than men do;
• Whereas women spend an average of 11.5 years out of their careers to care for their families, and are more likely to work part-time than full-time; and
• Whereas during these years in the workforce, women earn an average of 70 cents for every dollar men earn:
• Now, therefore, be it Resolved, That the House of Representatives recognizes the unique obstacles that women face in ensuring retirement security and survivor and disability stability and the essential role that Social Security plays in guaranteeing inflation-protected financial stability for women throughout their entire old age, and it is the sense of the House of Representatives that the Congress and the President should take these factors into account when considering proposals to reform the Social Security system.

Reject proposals for private saving accounts.

To reject proposals to partially or completely substitute private saving accounts for the lifelong, guaranteed, inflation-protected insurance benefits provided through Social Security. The Congress finds the following:

1. President Bush promised to partially privatize Social Security, and appointed a commission to develop a plan on his behalf.
2. The commission developed three alternative plans that would partially privatize Social Security.
3. The plans divert substantial monies from the Social Security Trust Funds to pay for the private accounts, which threatens benefits for current beneficiaries by significantly weakening the financial condition of the Trust Funds.
4. The plans' cuts in disability and survivor benefits directly contradict the President's promise that disability and survivor benefits would be preserved under privatization.
5. Furthermore, these reductions in guaranteed benefits apply to all workers, regardless of whether they chose to have an individual account or not.
6. Substituting private accounts for guaranteed Social Security benefits increases financial risk for retirees, disabled workers and their families.
7. Moreover, other proposals to privatize Social Security, such as the 'Social Security Guarantee Plus' plan or the 'Social Security Ownership and Guarantee' plan, establish private accounts that directly or indirectly reduce Social Security benefits.

• The Congress hereby commits to preserve the guaranteed, lifelong, inflation-protected benefits provided under the Social Security Act to retirees, disabled workers and their families, and the survivors of deceased workers; and
• Congress therefore rejects the President's plans to partially privatize Social Security, and other proposals to privatize Social Security by establishing private accounts that would undermine traditional Social Security benefits.

Rated 100% by the ARA, indicating a pro-senior voting record.

The mission of the Alliance for Retired Americans is to ensure social and economic justice and full civil rights for all citizens so that they may enjoy lives of dignity, personal and family fulfillment and security. The Alliance believes that all older and retired persons have a responsibility to strive to create a society that incorporates these goals and rights and that retirement provides them with opportunities to pursue new and expanded activities with their unions, civic organizations and their communities.

The following ratings are based on the votes the organization considered most important; the numbers reflect the percentage of time the representative voted the organization's preferred position.

No severe changes; no privatization.

RESOLUTION Expressing the sense of the House of Representatives against severe changes to Social Security.
• Whereas Social Security's essential protections for workers and their families cannot be matched by private savings, which are a complement to, but not a substitute for, Social Security's guaranteed benefits;
• Whereas, as one such protection, Social Security provides a guaranteed benefit that one can never outlive, and unlike private savings or investments, is not subject to the ups and downs of the stock market;
• Whereas, for 75 years, Social Security has never been a day late or a dollar short;
• Whereas the American people made clear in 2005 that they did not seek severe change in Social Security when they resoundingly rejected President Bush's attempt to privatize Social Security;
• Whereas the current minority party plan for Social Security is even more extreme than the plan they advanced in 2005:
  1. it cuts guaranteed retirement and survivor benefits for all workers, whether or not they wish to have a private account;
  2. it diverts trillions from the Trust Fund into private accounts;
  3. it increases Federal borrowing by $4,100,000,000,000; and
  4. it subjects workers' basic retirement security to market volatility and the risk of losses; and
• Whereas privatizing Social Security means benefit cuts, diversion of Trust Fund resources, subjecting individuals to market risk and losses, and increasing Federal borrowing by trillions of dollars:
• Now, therefore, be it Resolved, That the Congress should stand with the American people to reject severe changes to Social Security, including any and all attempts to privatize Social Security, and instead should commit to work bipartisanly to make common-sense adjustments to Social Security to strengthen it for future generations while preserving its guarantees of secure income and family protection in the event of a worker's death, retirement, or severe disability.

Reject privatization; don't raise the retirement age.

Some 200 Democratic House and Senate candidates have signed on to a pledge rejecting any effort to privatize or scale back Social Security benefits or raise the retirement age. The Progressive Change Campaign Committee sponsored this pledge among Congressional candidates.

Sponsored keeping CPI for benefits instead of lower "Chained CPI".

CONCURRENT RESOLUTION expressing the sense of the Congress that the Chained Consumer Price Index (CPI) should not be used to adjust Social Security benefits.

• WHEREAS the Social Security program continues to provide modest benefits--averaging approximately $14,000 per year--to more than 53,000,000 individuals
• WHEREAS the Trust Fund can pay full benefits through 2032;
• WHEREAS the Social Security program is designed to ensure that benefits keep pace with inflation through cost-of-living adjustments based on the CPI which measures prices of goods and services;
• WHEREAS the Chained CPI adjusts for projected changes in consumer behavior resulting from price fluctuations known as the 'substitution effect', which occurs when consumers buy alternative goods and services whose prices are rising more slowly than average;
• Now, therefore, be it RESOLVED that the Chained CPI should not be used to calculate cost of living adjustments for Social Security benefits.

  Opponent's argument against bill:(Congressional Testimony by Jeffrey Kling, Congressional Budget Office Associate Director for Economic Analysis, April 18, 2013):

  The chained CPI grows more slowly than the trad

  Source: H.CON.RES.34 & S.Con.Res.15 13-HCR34 on Apr 18, 2013

  Rated 100% by ARA, indicating a pro-Trust Fund stance.

  DeLauro scores 100% Alliance for Retired Americans

  Scoring system for 2014: Ranges from 0% (supports privatization and other market-based reforms) to 100% (supports keeping federal control over Trust Fund and Social Security system).

  About ARA (from their website, www.RetiredAmericans.org):

  The Alliance for Retired Americans is a nationwide organization, founded in May 2001, with now over 4.2 million members working together to make their voices heard in the laws, policies, politics, and institutions that shape our lives. The mission of the Alliance for Retired Americans is to ensure social and economic justice and full civil rights for all citizens so that they may enjoy lives of dignity, personal and family fulfillment and security.

  • Alliance members visit the polls in record numbers. We use the power of our membership and our Congressional Voting Record to educate and mobilize seniors to elect leaders committed to improving the lives of retirees and older Americans.
  • We are effectively warding off cuts to our most important social programs like Social Security and Medicare. Our Human Chain Against the Chained CPI events in the summer of 2013 took place in more than 50 cities and mobilized support for stopping this cut to earned Social Security benefits.
  • We blocked the privatization of Social Security with our Social Security "Truth Truck" delivering 2.1 million petitions to Members of Congress and other tactics.
  • The Alliance makes its voice heard on the issues that matter not just to current retirees, but to all Americans who hope to retire one day. We were a leading voice in recent debates considering changes to Medicare, like replacing guaranteed benefits with a voucher system, and remain so in 2014.
  Source: ARA lifetime rating on incumbents of 113th Congress 14_ARA on Jan 1, 2013

  Endorsed Endorsed by NCPSSM for protecting Social Security and Medicare.

  DeLauro is endorsed by National Committe to Preserve Social Security and Medicare

  76 Congressional candidates in 2022 were endorsed and/or supported by the NCPSSM PAC. The mission of the National Committee to Preserve Social Security and Medicare, a membership organization, is to protect, preserve, promote, and ensure the financial security, health, and the well being of current and future generations of maturing Americans.

  NCPSSM was founded in 1982 to serve as an advocate for the landmark federal programs of Social Security and Medicare and for all Americans who seek a healthy, productive and secure retirement. With millions of members and supporters across America, we are the nation's second-largest grassroots citizens organization devoted to the retirement future for all citizens -- from our "20-something" generation and baby-boomers to the nation's 34 million seniors.

  Source: NCPSSM PAC endorsements 2022NCPSSM on Jun 24, 2022

  Supported pension reform and tax credits for long-term care.

  DeLauro adopted the Women's Caucus policy agenda:
  The teams of the Women’s Caucus are charged with advancing action on their designated issues in a bipartisan manner. Legislation from Team 7: RETIREMENT:
  • HR1102—Comprehensive Retirement Security and Pension Reform Act—provide for pension reform (Portman/Cardin)
  • HR2102—Long-Term Care and Retirement Security Act of 1999—allow deducting long-term care insurance premiums and a credit for individuals with long term care needs. (N. Johnson/Thurman)
  • HR2261—Health Insurance Affordability and Equity Act of 1999—provide incentives for health coverage by providing credits and deductions for unemployed and self-employed to cover health care costs. (N. Johnson)
  • HR1021—Small Business Pension Start-Up Credit Act of 1999—allow small employers a credit against income tax for costs incurred in establishing a qualified employer plan (Stabenow/Camp)
  • HR957—Farm and Ranch Risk Management Act—allow farmers to put money into the equivalent of IRAs to cover expenses during downturns in the market. (Hulshof/Thurman)
  The Caucus supports efforts to ensure that the unique needs of women are recognized and addressed in efforts to shore up Social Security. The Caucus supports efforts to educate women about pension plans and encourage women to save for retirement. The Caucus recognizes that:
  • 63% of women beneficiaries aged 62 or older receive wife’s or widow’s benefits.
  • Three-quarters of unmarried and widowed elderly women rely on Social Security for over half of their income.
  • Without Social Security benefits, the elderly poverty rate among women would have been 52.2% and among widows would have been 60.6%.
  • Women tend to live longer and have lower lifetime earnings than men.
  • Women spend an average of 11.5 years out of their careers to care for their families, and are more likely to work part-time than full-time
  • Women earn an average of 70 cents for every dollar men earn.
  Source: Women's Caucus Agenda-106th Congress 99-WC10 on Jul 15, 1999

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